Credit Histories Ensure Highly Skilled Workers and Highly Specialized Businesses

All career oriented students in high school and college shall be taught how to maintain a positive credit rating, and how to use credit to build expertise and skills in their career field, so they can do good things for themselves, in the future, starting out by buying their own vehicle, so they can drive to work, buying their first home, paying for their wedding day, paying to raise their own children, and even starting their own business when they have too much time remaining to consume on something that they are really passionate about. Credit building is a very important skill to develop early-on, to ensure that the small charges that they need to pay for now, will be paid off soon, so there are records of how much money they spend over time, to establish their credit history, so more credit can be provided to them in the future, for personal motives to advance their family planning and their own personal belongings, including real estate, and professional motives, such as the development of intellectual property and entities to hire and employ individuals to work on the professional things that they are passionate about and experts at, to ensure that others develop in the ways that they were successful, so that they, too, can realize the American dream through their own success stories of branching out into the market place to compete with organizations that are experts in their own specialty.